(Based on an experienced Loan Notary Signing Agent)

As a notary and document-signing expert, you must be aware of the loan-signing document process and ensure that you will do excellent work by constantly reviewing your own checklist, the loan document services, and the instructions provided by the title company, as these differ depending on the organization.

Since you are in charge of one of the final steps in the loan transaction’s closure, it is imperative that you verify the quality of these documents before making them available.  Prior to adjourning the meeting with the customers/borrowers, you must verify that all the documents in the loan packet are 100% error-free by making sure the client’s signatures, initials, and copies of their credentials are there.   Scanning documents would be the final stage on your end of the process or assignment.

As soon as you are given a loan closing transaction, make sure your schedule is free of conflicts with other commitments. Then, give the borrowers a call to confirm the day, time, and meeting location. Give yourself enough time to review the instructions provided by the title business or loan signing paperwork service. Go through and get familiar with all the documents included in the loan packet, which was probably provided to you electronically. Make sure the client-related paperwork is printed. This is crucial because you don’t want to go to Mr. and Mrs. Doe’s house carrying someone else’s loan package. This will cause a lot of delays and disruptions in the signing procedure.  All of this paperwork has a tight deadline, which could cause major problems for the final closure and lender funding. Sticky arrows are an option if you want to practice signing until it comes naturally to you. However, this kind of tool support might be time-consuming.  Prior to visiting the signers’ or borrowers’ location, go over all the research—and this is a real possibility.   

Behaving honorably, emphasize the importance of carefully reviewing each document to check for errors in spelling, missing stamps, dates, and signatures.  Please make the required plans to meet with the borrowers to sign the document you missed during the closing session if you discover that a signature or any other details are missing. 

Please be mindful that you are the Gatekeeper in addition to the Notary executing the closing, offering sound guidance, and delivering excellent client service.  Preserve the client’s privacy by keeping these loan signing packets secure after closing and before they are dropped off.  Make sure you remove every file from the hard disk of your computer.

Because you have the luxury of flexibility, this may be a very lucrative career in terms of pay as well.  Effective representation is crucial as it enhances your reputation, knowledge, and experience as you are essentially representing these businesses that reply to the financial institutions.  When it comes to delivering the finished product, quality is crucial, and you will be duly compensated when these organizations consistently seek your assistance.